Budget with
clarity, not complexity

Envelope budgeting that puts you in control. Track every account, plan every dollar, and see where your money actually goes.

reckon.app
To Be Budgeted €1,284.00
Category
Assigned
Activity
Available
Bills
Rent
€1,150
-€1,150
€0.00
Electricity
€85
-€72
€13.00
Internet
€40
€0
€40.00
Living
Groceries
€400
-€187
€213.00
Dining Out
€150
-€158
-€8.00

Give every dollar a job

Assign money to categories each month. See exactly what's available before you spend. When a category runs low, move money around — not into debt.

Groceries
€213 left of €400
€213
Dining Out
€8 overspent
-€8
Savings Goal
€500 of €1,000
€500
Clothing
€0 of €75
€0

See the full picture

Five built-in reports show where your money goes, how spending trends over time, and how your net worth grows month after month.

Rent 35%
Groceries 25%
Transport 20%
Dining 15%
Other 5%
Jan
Feb
Mar
Apr
May

Set it and forget it

Create templates for rent, subscriptions, and payday. Reckon generates the transactions automatically — weekly, monthly, or yearly.

Netflix
Monthly on the 15th
-€13.99
JanFebMarAprMay
Salary
Monthly on the 28th
+€3,200
Gym
Yearly on Mar 1
-€299

One budget, every currency

Track accounts in EUR, USD, GBP, or any currency. Transfer between accounts with automatic exchange rate tracking.

Main Checking
EUR
€4,577.90
1 EUR = 1.08 USD
$
US Savings
USD
$8,668.03

Everything you need

Built for people who want full control over their money — and their data.

Easy Import

Migrate from YNAB, Monarch, Rocket Money, or Simplifi with a CSV upload.

Undo / Redo

Made a mistake? Ctrl+Z works just like you'd expect.

Reconciliation

Match your bank statement and stay in sync.

Mobile Ready

Fully responsive — budget from your phone.

Budget Sharing

Invite your partner and manage money together.

Multi-Budget

Keep personal, household, and side-project finances in separate budgets.

Simple, honest pricing

Start for free. Upgrade when you need more.

Free

€0 /month

Get started with the basics

Free forever


  • 1 budget
  • Unlimited accounts
  • Spending Breakdown report
  • CSV import (YNAB, Monarch, & more)
Get started

Pro

€9.99 /month

Full power, no limits

or €79/year (save 34%)


  • Unlimited budgets
  • Unlimited accounts
  • All 5 reports
  • Unlimited recurring transactions
  • Reconciliation
  • CSV + JSON export
  • Unlimited collaborators
  • Multi-currency + live rates
  • Age of Money
Get started

Take control of your money

Join thousands of people who budget with intention, not anxiety.

Get started for free
reckon.app/reports
Reports
Spending Breakdown Spending Trends Net Worth
Total €3,287
Rent/Mortgage €1,150 35%
Groceries €748 23%
Transport €312 10%
Dining Out €158 5%
Subscriptions €110 3%